Analysis of the Effect of Provision of People's Business Loans on Farmers' Income in Bosar Maligas District, Simalungun Regency

Authors

  • Nanda Safitri Sinaga Faculty of Economics Simalungun University, Pematangsiantar
  • Darwin Damanik Faculty of Economics Simalungun University, Pematangsiantar
  • Pawer Darasa Panjaitan Faculty of Economics Simalungun University, Pematangsiantar

DOI:

https://doi.org/10.59141/jrssem.v1i6.78

Keywords:

Provision of Credit People's Business;, and Farmers' Income

Abstract

This study aims to determine the effect of people's business credit on farmers' income in Bosar Maligas District, Simalungun Regency. This study uses a quantitative method with farmers receiving People's Business Loans in the Bosar Maligas sub-district, Simalungun Regency, amounting to 159 people. In this review, there were 30 farmer respondents who used People's Business Credit in Bosar Maligas District, Simalungun Regency. These results indicate that the people's business credit variable has a probability value greater than 0.05 and the regression coefficient shows a positive value. This means that the variable of people's business credit has no significant effect on the income of farmers in Bosar Maligas District, Simalungun Regency. Based on this, the hypothesis which states that people's business credit has a positive and significant effect on farmers' income in Bosar Maligas District, Simalungun Regency is rejected. Based on the results of testing and discussion of the influence of the independent variable in the form of People's Business Credit on Farmers' Income in Bosar Maligas Subdistrict, it is concluded that (1) People's Business Credit Variable has a positive and insignificant effect on Farmers' Income in Bosar Maligas Subdistrict, Simalungun Regency. (2) Test Results simultaneously declared that the People's Business Credit simultaneously influence positively and not significant to the Farmers' Income in the District SimalungunBosar Maligas .

Downloads

Published

2022-01-19

How to Cite

Safitri Sinaga, N. ., Damanik, D. ., & Darasa Panjaitan, P. . (2022). Analysis of the Effect of Provision of People’s Business Loans on Farmers’ Income in Bosar Maligas District, Simalungun Regency. Journal Research of Social Science, Economics, and Management, 1(6), 721–735. https://doi.org/10.59141/jrssem.v1i6.78

Issue

Vol. 1 No. 6 (2022): Journal Research of Social Science, Economics, and Management

Section

Articles

License

Copyright (c) 2022 Nanda Safitri Sinaga, Darwin Damanik, Pawer Darasa Panjaitan

Creative Commons License

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Authors who publish with this journal agree to the following terms:

  • Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution-ShareAlike 4.0 International. that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
  • Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
  • Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.