The Effect Of Digitization Transformation On Financial Performance: A Case Study Of Banking Companies In Indonesia
Keywords:Digitization, Bank Specifities, Economic Variable, Financial Performance
This study aimed to analysis the influence of digital transformation, bank size, CAR, loan & liquidity ratio, NPL, inflation and GDP growth to ROA and ROE with LLP and deposit growth as a control variable. The results of hypothesis testing from this study show that digital transformation, CAR, NPL, inflation, GDP growth and deposit growth have a significant effect on ROA. While bank size, loan ratio, liquidity ratio and LLP do not have a significant effect on ROA. As for the second model shows that digital transformation, bank size, NPL, inflation, GDP growth and deposit growth have a significant effect on ROE. While the CAR, loan ratio, liquidity ratio and LLP do not have a significant effect on ROE.
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Copyright (c) 2023 Silva Nurbaiti Pertiwi, Jamaludin Jamaludin, Ignatius Henry Wicaksono, Henny Setyo Lestari, Farah Margaretha Leon
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