The Effect Of Digitization Transformation On Financial Performance: A Case Study Of Banking Companies In Indonesia

Authors

  • Silva Nurbaiti Pertiwi Faculty of Economics and Business, Trisakti University, Indonesia
  • Jamaludin Jamaludin Faculty of Economics and Business, Trisakti University, Indonesia
  • Ignatius Henry Wicaksono Faculty of Economics and Business, Trisakti University, Indonesia
  • Henny Setyo Lestari Faculty of Economics and Business, Trisakti University, Indonesia
  • Farah Margaretha Leon Faculty of Economics and Business, Trisakti University, Indonesia

DOI:

https://doi.org/10.59141/jrssem.v3i3.547

Keywords:

Digitization, Bank Specifities, Economic Variable, Financial Performance

Abstract

This study aimed to analysis the influence of digital transformation, bank size, CAR, loan & liquidity ratio, NPL, inflation and GDP growth to ROA and ROE with LLP and deposit growth as a control variable. The results of hypothesis testing from this study show that digital transformation, CAR, NPL, inflation, GDP growth and deposit growth have a significant effect on ROA. While bank size, loan ratio, liquidity ratio and LLP do not have a significant effect on ROA. As for the second model shows that digital transformation, bank size, NPL, inflation, GDP growth and deposit growth have a significant effect on ROE. While the CAR, loan ratio, liquidity ratio and LLP do not have a significant effect on ROE.

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Published

2023-10-25

How to Cite

Pertiwi, S. N., Jamaludin, J., Wicaksono, I. H. ., Lestari, H. S. ., & Leon, F. M. . (2023). The Effect Of Digitization Transformation On Financial Performance: A Case Study Of Banking Companies In Indonesia . Journal Research of Social Science, Economics, and Management, 3(3), 620–635. https://doi.org/10.59141/jrssem.v3i3.547

Issue

Vol. 3 No. 3 (2023): Journal Research of Social Science, Economics, and Management

Section

Articles

License

Copyright (c) 2023 Silva Nurbaiti Pertiwi, Jamaludin Jamaludin, Ignatius Henry Wicaksono, Henny Setyo Lestari, Farah Margaretha Leon

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