1.
Akbar MR, Dhea Parlina N, Dhevyanto B. The Effect of Financial Literacy, Risk Perception, and PayLater Features on Generation Z’s Decisions to Use E-Wallets in Cirebon City. jrssem [Internet]. 2026 Aug. 26 [cited 2026 Sep. 24];6(1):668-83. Available from: https://jrssem.publikasiindonesia.id/index.php/jrssem/article/view/1595