Hans Wijaya, Timothy, and Siska Noviaristanti. “Analysis of The Use of Mobile Banking Applications Using The Unified Theory of Acceptance and Use of Technology 3 (UTAUT3) and Perceived Security Models For PT BCA Digital Customers”. Journal Research of Social Science, Economics, and Management 3, no. 12 (July 22, 2024): 2178–2195. Accessed September 16, 2024. https://jrssem.publikasiindonesia.id/index.php/jrssem/article/view/679.