Elisya, Dilla, Mardiyani, and Agustina. “The Impact of Credit Risk and Capital Adequacy on Profitability: The Mediating Role of Net Interest Margin”. Journal Research of Social Science, Economics, and Management 6, no. 1 (August 19, 2026): 376–392. Accessed August 19, 2026. https://jrssem.publikasiindonesia.id/index.php/jrssem/article/view/1571.