Hans Wijaya, T. and Noviaristanti , S. . (2024) “Analysis of The Use of Mobile Banking Applications Using The Unified Theory of Acceptance and Use of Technology 3 (UTAUT3) and Perceived Security Models For PT BCA Digital Customers”, Journal Research of Social Science, Economics, and Management, 3(12), pp. 2178–2195. doi: 10.59141/jrssem.v3i12.679.