ARMAGATLIE, Daniel Beltsazar; RONALDO, Reza; SURYANTO, Tulus; UTAMI, Pertiwi. The Dynamics of Sharia Financial Product Utilization and Literacy in Shaping Individual Financial Stability: A Case Study of Participants at PT Sinar Mas Asuransi Syariah. Journal Research of Social Science, Economics, and Management, [S. l.], v. 6, n. 2, p. 1137–1155, 2026. DOI: 10.59141/jrssem.v6i2.1703. Disponível em: https://jrssem.publikasiindonesia.id/index.php/jrssem/article/view/1703. Acesso em: 25 sep. 2026.