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Hans Wijaya, T. and Noviaristanti , S. 2024. Analysis of The Use of Mobile Banking Applications Using The Unified Theory of Acceptance and Use of Technology 3 (UTAUT3) and Perceived Security Models For PT BCA Digital Customers. Journal Research of Social Science, Economics, and Management. 3, 12 (Jul. 2024), 2178–2195. DOI:https://doi.org/10.59141/jrssem.v3i12.679.